Kiva Iowa
Discover opportunities to support small businesses and accelerate financial inclusion right here in Iowa.
Kiva is a global nonprofit, founded in 2005, with a mission to expand financial access, unlocking capital for borrowers through crowdfunded loans supported by individuals worldwide. Kiva makes it easy to invest in change from the ground up. Whether you’re an individual with $25, an institutional investor, or a social impact leader, Kiva offers easy and transparent options to invest in positive change. Over two million people have invested $2 billion in real dreams and real opportunities, spanning more than 90 countries and 4.7 million borrowers.
Inclusive, risk-tolerant, crowd-backed micro-loans for entrepreneurs that are
0% Interest
No Fees for Borrowers
$1,000-$15,000
Loan Amounts
12-36 Month
Repayment Terms
The Kiva Process 
Through this simple process, Kiva enables one-to-one connections that expand financial access and empower communities.
- Choose a Borrower Browse profiles of small business owners and entrepreneurs seeking support.
- Lend a Small Amount Decide how much to contribute, starting at just $25.
- Make an Impact Your funds are sent directly to the borrower to help them grow their business.
- Get Repaid Over time, the borrower repays the loan.
- Lend Again Once repaid, you can reinvest your funds to support another borrower, amplifying your impact.
The Impact so far
Become a kiva borrower
Crowdfund your dream, change your life.
Apply
(20-30 mins) If you're prequalified, then fill out our online application easily.
Invite
(up to 15 days) Prove your creditworthiness by inviting friends and family to lend to you.
Fundraise
(Up to 30 days) Go public on Kiva, with your loan visible to over 2 million lenders worldwide.
Repay
(Up to 36 months) Build your customer base by repaying your Kiva loan.
Meet Hanna Nuss, Founder of Local in Denver, Iowa
Hanna Nuss is one of the many inspiring entrepreneurs who have partnered with Kiva Iowa to turn their business dreams into reality. Through Kiva’s support, Hanna has been able to grow Local, contributing to the revitalization of Iowa’s Main Streets and creating a meaningful family legacy.
Whether you’re looking to start, expand, or elevate your business, Kiva Iowa is here to help you succeed. Join a community of entrepreneurs building brighter futures for themselves and their communities.
Become A Partner
The Problem: 40% of U.S. entrepreneurs lack access to affordable capital.
Kiva’s Solution: Bridge the gap between no credit and traditional credit. Kiva U.S. is proud to act as the first rung on an otherwise inaccessible capital ladder to include the financially underserved.